Life cover made clearer

Life Insurance UK – Protect Your Family with the Right Cover

Get independent life insurance advice from a specialist who can explain the options plainly and help you arrange cover at your own pace.

Life insurance in the UK can start from as little as around £5 to £20 per month depending on your age, health and level of cover.

No obligation enquiry Clear UK life cover help Family, mortgage and illness options

Independent advice

Find life cover that fits your family, mortgage and budget

Whether you are arranging cover for the first time or reviewing an existing policy, we help you understand the different options clearly before you decide what feels right.

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How life insurance works | Get a life insurance quote

How it works

Simple, straightforward life insurance help

Step 1

Enter your details

Tell us what you need so we can understand your priorities, budget and who you want to protect.

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Step 2

Speak to an expert

Talk through the options with someone who understands the products, underwriting and your circumstances.

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Step 3

Get covered

Move ahead with the application confidently, with help understanding insurer questions and next steps.

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Frequently Asked Questions

How Long Should Your Life Insurance Policy Last?

The clear answer upfront - Your life insurance should last for as long as someone would suffer financially if you died. For most people,…

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Can I Get Life Insurance If I Have a Pre-Existing Medical Condition?

Yes, many people can still get life insurance with a pre-existing medical condition. Having a medical history does not automatically mean you will be…

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Does Life Insurance Cover Suicide or Accidental Death?

The clear answer upfront Life insurance usually covers accidental death. Suicide is usually excluded for the first 12 months — but covered after that.…

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Latest Life Insurance News

Healthy Start Payments Rise as Eligibility Expands for Some Families

Healthy Start Payments Rise as Eligibility Expands for Some Families

25 Sep 2026

Updated government guidance confirms higher Healthy Start payments and extends access to some British children under four whose parents or guardians have no recourse to public…

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National Cancer Board Begins Work as Families Await Faster, More Equal Cancer Care

National Cancer Board Begins Work as Families Await Faster, More Equal Cancer Care

22 Sep 2026

A new National Cancer Board has held its first meeting, with responsibility for scrutinising progress on England’s National Cancer Plan. For families, the focus on earlier…

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Families Missing Healthy Start Payments as Household Financial Resilience Comes Under Pressure

Families Missing Healthy Start Payments as Household Financial Resilience Comes Under Pressure

20 Sep 2026

Reports that thousands of eligible families are missing Healthy Start payments highlight the importance of checking available support when household budgets are under strain. For families…

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